DennisBeaverAttorney Dennis Beaver has practiced law for many years in Bakersfield, California. Read more about Dennis and his background here. Dennis is a syndicated newspaper columnist and writes a weekly column entitled “You and the Law”. There have been numerous requests over the years to make these articles available and we are happy to offer them here. They are also indexed for your convenience.

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You have rights when selling a structured settlement

January 24, 2015 • By Dennis Beaver

Watching the manager of his apartment house get a barbecue fire going using gasoline instead of normal starting fluid, 8-year-old Daniel was burned over 80 percent of his body when a ball of flames erupted. His father immediately hired a lawyer who obtained a policy limit offer from the apartment’s insurance company — $100,000.

That money was used to purchase a Structured Settlement Annuity from a life insurance company, payments starting at age 18, and running for 50 years, would cover education, future medical care and help improve the quality of Daniel’s life and family-to-be.

Over $600,000 — tax free — would have been received over those 50 years. But one day 23-year-old Daniel saw a TV commercial, “Which said I could get cash now for my structured settlement.”…click here to read more