Attorney Dennis Beaver has practiced law for many years in Bakersfield, California. Read more about Dennis and his background here. Dennis is a syndicated newspaper columnist and writes a weekly column entitled “You and the Law”. There have been numerous requests over the years to make these articles available and we are happy to offer them here. They are also indexed for your convenience.
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July 13, 2018 • By Dennis Beaver
Ask any real estate agent who has been in business before the Great Recession to describe today’s home buyer, and the chances are good that you’ll hear these descriptive terms:
“Down to earth. Doesn’t need to have the fanciest house on the block. Not stretching themselves as much financially as we saw in the early 2000s. Does not see a home so much as an investment, instead as a place for families to live within their means.”
And if you next ask, “Is there any one aspect of home ownership that today’s first-time buyer does not adequately understand?” You’ll probably hear: “Because as renters they likely did not have renters insurance, they can find homeowners insurance to be confusing and may wind up not having buying adequate limits of protection.”
Required by lending institutions but be careful!