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Building a Business That Lasts: The Critical Steps to Avoid Blunders

by Dennis Beaver | business, family, family business, financial

August 26, 2025 • By Dennis Beaver “Mr. Beaver, my husband, ‘Leroy,’ is a high school history teacher and just inherited $50,000. He wants to use it to open a business but does not know what kind of business. “I grew up in a family that still...

Don’t Be a Sucker: The Truth About Guarantor and Cosigner Agreements

by Dennis Beaver | contracts, cosigner, family, financial, Guarantor

August 19, 2025 • By Dennis Beaver Most people understand the risks of being a cosigner for a car purchase or lease. But how should you reply if a good friend or a close family member says, “Will you please be my guarantor — not cosigner, just a guarantor — for...

Stood Up by a Radio Show: But Was It a Breach of Contract?

by Dennis Beaver | communication, contracts, financial, schedule

June 10, 2025 • By Dennis Beaver Most of us have had the experience of being stood up for a date or some other social interaction, possibly a meeting with a potential employer or customer. In a dating context, according to psychologists, we may never forget the pain...

Is Money Messing Up Your Family’s Life?

by Dennis Beaver | conflict, financial, human resources, management, marriage, parenting

January 6, 2025 • By Dennis Beaver “Mr. Beaver, everyone has heard the saying ‘(the love of) money is the root of all evil.’ In our small business and at home, that statement is so true, as money is messing up our lives,” wrote “Bart” in his email. “My wife and I, as...

Structured Settlement Annuity vs Lump-Sum Payout: Which Is Better?

by Dennis Beaver | annuity, financial, medical care, settlement

November 19, 2024 • By Dennis Beaver “Our son sustained a horrible injury during birth that will require life-long medical care. There will be a large malpractice settlement. Our lawyer strongly recommends a structured settlement annuity, but my financial adviser says...

Are you paying your employees correctly?

by Dennis Beaver | employees, employment, financial, management

October 4, 2024 • By Dennis Beaver If you were to ask just about any business owner if their employees should receive equal pay for equal work or could be paid differently, based on gender, race, color, religion, and national origin, I’m certain that most would reply,...
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