Dennis Beaver | You & the Law

DennisBeaverAttorney Dennis Beaver has practiced law for many years in Bakersfield, California. Read more about Dennis and his background here. Dennis is a syndicated newspaper columnist and writes a weekly column entitled “You and the Law”. There have been numerous requests over the years to make these articles available and we are happy to offer them here. They are also indexed for your convenience.

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September 18, 2020 • By Dennis Beaver

Regular readers of this column will recall that I strongly support structured settlement annuities for accident victims. But as you will see, while extremely rare, at times it is not all smooth sailing.

If the term “structured settlement” is new for you, let me explain why I believe most plaintiff’s attorneys in the country like this method of settling personal injury and workers compensation cases.

Recognized and encouraged by the Federal tax code since 1983, structured settlements are financially appealing for anyone settling a physical injury or wrongful death insurance claim. The Federal tax code gives you the choice to have some or all of your settlement funds used to purchase an annuity with a highly-rated life insurance company that will provide safe, tax-free income on a schedule you determine.

A structured settlement is like having your own pit bull who bares its teeth and growls when “family and friends” pressure an accident victim for a large loan. The annuity pays a specific amount on a certain time table, and this prevents the accident victim from becoming his own worst financial nightmare, because the amount of payments can’t be changed…click here to read more