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What every tenant with children should know

by Dennis Beaver | housing, landlord/tenant

January 2, 2016 • By Dennis Beaver “We are a family of five, three boys — 6 to 12 — my husband and myself. Last week we moved into a nice apartment here in the Kingsburg area. Prior to signing the lease and paying our deposits, we were told by the manager that this is...

What first-time buyers need to know about homeowners insurance

by Dennis Beaver | asset protection, homeowner's insurance, real estate

July 13, 2018 • By Dennis Beaver Ask any real estate agent who has been in business before the Great Recession to describe today’s home buyer, and the chances are good that you’ll hear these descriptive terms: “Down to earth. Doesn’t need to have the fanciest house on...

What I do not like about the legal profession

by Dennis Beaver | ethics, lawyers

September 4, 2020 • By Dennis Beaver “Mr. Beaver, I am a long time reader and appreciate the fact that you do not fear pointing out bad behavior by some lawyers. I would like to know what you do not like about the legal profession. Thanks, Mark from Eureka,...

What is an insurance Reservation of Rights?

by Dennis Beaver | homeowner's insurance, insurance, negligence

September 15, 2017 • By Dennis Beaver    “My father, despite being financially secure, cries poverty, and refuses to spend money for upkeep of our home. This behavior has gotten him and mom sued over their enormous tree that split apart in a storm, crashed into a...

What is cyber insurance and why might you need it?

by Dennis Beaver | business, insurance

July 24, 2020 • By Dennis Beaver   For the past several years it seems that not a week goes by when we don’t hear about a major data breach resulting in personal information being stolen. The consequences of an electronic “hack” are costly to the victim-company on...
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