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When you don’t pay the disaster recovery company

by Dennis Beaver | contracts, homeowner's insurance, insurance claim

May 7, 2016 • By Dennis Beaver You might not have heard the term “Disaster Restoration Company,” odds are you have seen the excellent television commercials for three of the largest, Servicemaster, ServPro and DKI. All have high Better Business Bureau ratings, and...

How to handle a homeowners insurance claim

by Dennis Beaver | homeowner's insurance, insurance, insurance claim, property damage

April 2, 2016 • By Dennis Beaver After the first El Nino storm of this year, Doug, a Central California reader phoned in a panic, his trembling voice explaining: “Two days ago a neighbor’s tree crashed into our home, demolishing it, injuring our baby daughter and...

Keep your sanity over property damage claims

by Dennis Beaver | homeowner's insurance, insurance, insurance claim, property damage

March 26, 2016 • By Dennis Beaver “It could be a storm or a car comes crashing through your home — families who prepare for the unexpected have better outcomes with the insurance claims process, and emotionally are in much better shape as well.” Those comments are...

Neighbor worries about damage from tree

by Dennis Beaver | homeowner's insurance, insurance, property damage

January 16, 2016 • By Dennis Beaver ‘In one of your recent articles the spokesman for State Farm insurance said something that applies to my situation,” Cheryl’s email began. He said ‘Being a good neighbor requires keeping tree branches and limbs in a safe condition...

Will your insurance cover El Niño damage?

by Dennis Beaver | homeowner's insurance, insurance, property damage

December 26, 2015 • By Dennis Beaver Daily, now, we are hearing warnings of the approaching El Niño weather system which is predicted to be one of the most destructive in decades. The insurance industry is facing the prospect of claims on a scale not seen since the...

‘Water everywhere — and then two angels showed up’

by Dennis Beaver | homeowner's insurance, insurance claim

May 26, 2012 (Original publish date) • By Dennis Beaver Returning home from a day trip in the early hours of the morning to water everywhere set the stage for a rare positive email from Becky, a retired high school English teacher living in Visalia with her husband....
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