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‘Water everywhere — and then two angels showed up’

by Dennis Beaver | homeowner's insurance, insurance claim

May 26, 2012 (Original publish date) • By Dennis Beaver Returning home from a day trip in the early hours of the morning to water everywhere set the stage for a rare positive email from Becky, a retired high school English teacher living in Visalia with her husband....

A Cautionary Tale: Why Older Adults Should Think Twice About Being Landlords

by Dennis Beaver | family, homeowner's insurance, landlord/tenant

June 30, 2025 • By Dennis Beaver “Mr. Beaver, my parents — both in their 80s — have substantial lifetime pensions, no debt and a lot of money in savings accounts, so they do not need any additional income source. Recently, they attended a seminar aimed at older...

After a fire loss – dealing with your insurance company

by Dennis Beaver | homeowner's insurance, insurance, insurance claim

January 21, 2022 • By Dennis Beaver 
 The proper smoke and carbon monoxide (CO) alarms can mean the difference between having a home to live in and employees not out of a job because the boss wasn’t one of the 80% of deaths from home fires that occur between the hours...

Are unethical claims adjusters born that way or made?

by Dennis Beaver | consumer, homeowner's insurance, insurance, insurance claim

November 24, 2017 • By Dennis Beaver     A recent article dealt with the consequences of rejecting advice from professional tree trimmers to eliminate the chance of a giant, 75-foot tall eucalyptus tree causing significant property damage or death when it falls. Fall...

Big changes coming in 2023 for business and homeowners insurance

by Dennis Beaver | business, homeowner's insurance, insurance, lawsuit

December 23, 2022 • By Dennis Beaver “The fires and storms of 2022 was one of the most costly years to the insurance industry, leading to the failure of several companies across the country. Unlike, ‘What happens in Vegas stays in Vegas,’ where property insurance is...

Don’t marry this guy

by Dennis Beaver | bankruptcy, employment, homeowner's insurance

August 01, 2009 (Original publish date) • By Dennis Beaver “Mr. Beaver, I am 78 and my fiancee is 79,” Connie’s e-mail began. “He has gotten himself into a legal mess. Can I get some advice for him on saving his house? Finding love and...
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