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What first-time buyers need to know about homeowners insurance

by Dennis Beaver | asset protection, homeowner's insurance, real estate

July 13, 2018 • By Dennis Beaver Ask any real estate agent who has been in business before the Great Recession to describe today’s home buyer, and the chances are good that you’ll hear these descriptive terms: “Down to earth. Doesn’t need to have the fanciest house on...

You and the law: Renting? Then you need renters insurance

by Dennis Beaver | homeowner's insurance, housing, insurance, landlord/tenant, renter insurance

July 6, 2018 • By Dennis Beaver Returning to her apartment from a night out with friends, Chicago reader, “Joan,” opened the door and walked straight into a nightmare, discovering “The curtains were open when I left, but now were all closed. The back door was wide...

Miserly neighbors, dangerous tree

by Dennis Beaver | homeowner's insurance, negligence

June 1, 2018 • By Dennis Beaver “Mr. Beaver, we live in rural Kings County and have been reading your column from the first day it appeared in the Hanford Sentinel, wondering if ever there would come a time when we would need your advice. “Well, now is that time, and...

Are unethical claims adjusters born that way or made?

by Dennis Beaver | consumer, homeowner's insurance, insurance, insurance claim

November 24, 2017 • By Dennis Beaver     A recent article dealt with the consequences of rejecting advice from professional tree trimmers to eliminate the chance of a giant, 75-foot tall eucalyptus tree causing significant property damage or death when it falls. Fall...

Farmers Insurance – the company that gets you sued

by Dennis Beaver | homeowner's insurance, insurance claim, weather

October 27, 2017 • By Dennis Beaver     
If you are shopping for homeowners insurance–or about to renew your policy with Farmers–you may wish to reconsider after reading our story. With 138 million dollars spent on television advertising in 2016, who hasn’t seen actor...

What is an insurance Reservation of Rights?

by Dennis Beaver | homeowner's insurance, insurance, negligence

September 15, 2017 • By Dennis Beaver    “My father, despite being financially secure, cries poverty, and refuses to spend money for upkeep of our home. This behavior has gotten him and mom sued over their enormous tree that split apart in a storm, crashed into a...
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