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This Is Why Judge Judy Says Details Are Important in Contracts: This Contract Had Holes

by Dennis Beaver | contractor, contracts, customers, homeowner's insurance, lawyers

October 28, 2025 • By Dennis Beaver If you are in a line of work that requires a written contract — such as painting and wall coverings, flooring or remodeling — today’s story will help keep you out of hot water. Let’s talk about contracts. On any reality...

Understanding earthquake insurance

by Dennis Beaver | bad faith claims, earthquake, earthquake insurance, homeowner's insurance, insurance

November 29, 2024 • By Dennis Beaver In 2024, more areas of the U.S. experienced earthquakes, leading some homeowners to face what Alaskans and Californians live through and fear: earthquake damage to their homes. “After their homeowners insurance claims were denied,...

Want to hire a disaster restoration company? Read this first!

by Dennis Beaver | homeowner's insurance, insurance claim

May 19, 2012 (Original publish date) • By Dennis Beaver “Mr. Beaver, I am the president of a disaster restoration company in Central California where two of your recent columns really got applause from all of us here in management. You zeroed in on something that...

What first-time buyers need to know about homeowners insurance

by Dennis Beaver | asset protection, homeowner's insurance, real estate

July 13, 2018 • By Dennis Beaver Ask any real estate agent who has been in business before the Great Recession to describe today’s home buyer, and the chances are good that you’ll hear these descriptive terms: “Down to earth. Doesn’t need to have the fanciest house on...

What is an insurance Reservation of Rights?

by Dennis Beaver | homeowner's insurance, insurance, negligence

September 15, 2017 • By Dennis Beaver    “My father, despite being financially secure, cries poverty, and refuses to spend money for upkeep of our home. This behavior has gotten him and mom sued over their enormous tree that split apart in a storm, crashed into a...

When shopping for insurance don’t make these mistakes

by Dennis Beaver | auto insurance, business, homeowner's insurance, renter insurance

July 15, 2022 • By Dennis Beaver It is impossible to avoid ads on television, radio and the internet for home and auto insurance from companies wanting us to drop who we now have and come to them. Geico boasts, “15 minutes could save you 15% on car insurance;” Liberty...
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