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Don’t forget your flashlight for this restaurant

by Dennis Beaver | insurance claim, risk management

March 26, 2011 (Original publish date) • By Dennis Beaver “Just how dimly lit should a restaurant be? Can it be so dark that it’s dangerous, and if someone is injured because of the low light level, the owners would be liable?” Visalia reader David...

Drug abuse a gift to life insurance companies

by Dennis Beaver | drug use, insurance, insurance claim

April 6, 2021 • By Dennis Beaver  If you thought that only auto or property insurance companies were out to deny claims that should be paid, today’s story will be a wake-up call for anyone who has a life insurance policy. That’s right. Life insurance companies are no...

Farmers Insurance – the company that gets you sued

by Dennis Beaver | homeowner's insurance, insurance claim, weather

October 27, 2017 • By Dennis Beaver     
If you are shopping for homeowners insurance–or about to renew your policy with Farmers–you may wish to reconsider after reading our story. With 138 million dollars spent on television advertising in 2016, who hasn’t seen actor...

For victims and potential victims of California’s wildfires

by Dennis Beaver | homeowner's insurance, insurance claim, renter insurance

August 2, 2018 • By Dennis Beaver 
 If you or someone close to you has either been the victim of California’s wildfires or is facing that threat and has homeowners or renters insurance, today’s story will be of special interest. We are going to provide you...

How NOT to treat the victim of an automobile accident

by Dennis Beaver | auto insurance, auto repair, insurance, insurance claim

June 1, 2021 • By Dennis Beaver If your auto insurance is with State Farm, today’s story will both make you angry and chuckle at the same time. As you will see, the way in which a State Farm claims adjuster treated 21-year-old Allison Ashbrook of St. Louis, Missouri —...

How to deal with property insurance claims after wildfires

by Dennis Beaver | homeowner's insurance, insurance, insurance claim, mediation, property damage, public adjuster

January 16, 2025 • By Dennis Beaver “Filing your insurance claim after a wildfire is emotionally draining and should be done sooner rather than later to ensure your place in line is held,” says Los Angeles-based Karl Susman, an insurance broker for over 30 years. He...
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