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Understanding earthquake insurance

by Dennis Beaver | bad faith claims, earthquake, earthquake insurance, homeowner's insurance, insurance

November 29, 2024 • By Dennis Beaver In 2024, more areas of the U.S. experienced earthquakes, leading some homeowners to face what Alaskans and Californians live through and fear: earthquake damage to their homes. “After their homeowners insurance claims were denied,...

Structured Settlement Annuity vs Lump-Sum Payout: Which Is Better?

by Dennis Beaver | annuity, financial, medical care, settlement

November 19, 2024 • By Dennis Beaver “Our son sustained a horrible injury during birth that will require life-long medical care. There will be a large malpractice settlement. Our lawyer strongly recommends a structured settlement annuity, but my financial adviser says...

Can a Judge Tell a Father to Avoid Risky Triathlons for His Sons?

by Dennis Beaver | attorney, divorce, family law, judges, marriage

November 12, 2024 • By Dennis Beaver How deeply into the daily lives of couples should family law judges venture? That was the ultimate question from a reader in a situation that, despite “living” in divorce court for many years, I had never been asked. For anyone...

Write a book in one day, become a best selling author (Not)

by Dennis Beaver | bank, ethics, false advertising, scam, technology

November 8, 2024 • By Dennis Beaver We all know someone who is sick and tired of their 9 to 5 job and would love to start a business or get into investing and earn a large income. “Sadly, so often they fall for online business or coaching scams that promise guaranteed...

The folly of ‘Buy a Business’ coaching scams

by Dennis Beaver | business, due diligence, false advertising, fraud

November 1, 2024 • By Dennis Beaver If you enjoy going online late at night, chances are that seemingly out of nowhere, flooding your screen, ads appear that discuss ways of buying a business with little or no money down. “Most of the people behind these ads are cons,...

FTC finally does something about fake reviews

by Dennis Beaver | business, consumer, false advertising, fraud

October 24, 2024 • By Dennis Beaver How often have you read a glowing online review–about a business, lawyer, physician, you name it, anything–believed the review, bought the product, dined in the restaurant, or hired the person, only to be disappointed? Do you know...

Do not pass ‘Go’, do not collect $200

by Dennis Beaver | business, contractor, false advertising

October 18, 2024 • By Dennis Beaver Anyone who has ever played Monopoly is familiar with those two sentences, which mean: You’ve been caught. There is no appeal. You are not wiggling out this time. Accept your punishment. While Monopoly is considered primarily a game...

Hats off to the FDIC! They’re from the government and here to help

by Dennis Beaver | bank, consumer, insurance

October 11, 2024 • By Dennis Beaver There are a lot of people–especially older Americans–who do not trust, or just do not want to have their retirement funds at risk of loss in the stock market. And so they place their money in various accounts at banks insured by the...

Are you paying your employees correctly?

by Dennis Beaver | employees, employment, financial, management

October 4, 2024 • By Dennis Beaver If you were to ask just about any business owner if their employees should receive equal pay for equal work or could be paid differently, based on gender, race, color, religion, and national origin, I’m certain that most would reply,...

Want to produce a podcast? Tips to get it done right

by Dennis Beaver | advertising, technology, video

September 27, 2024 • By Dennis Beaver “Mr. Beaver, I was told to make a podcast and describe kitchen and food preparation equipment our restaurant supply company sells. I’ve never made a podcast before and told Beth, my boss that, but she said, ‘You’ve seen them...
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